Exploring FICO’s BNPL Credit Scoring Impact on Affirm and Klarna
In recent years, Buy Now Pay Later (BNPL) services like Affirm and Klarna have revolutionized consumer finance. As these platforms grow, FICO has introduced a new credit scoring model that could significantly alter the landscape for both consumers and businesses. In this article, we explore how FICO’s BNPL credit scoring is impacting Affirm and Klarna,…